Terms and Conditions

This page states the Terms and Conditions (the "General Terms" or the "Agreement") under which any User ("User") may use jjandpartners.com (the "Web Site"). Please read this page carefully. By accessing and using the Web Site, User accepts and agrees to be bound, without modification, limitation or qualification, by these Terms. If User does not accept any of the Terms stated here, User must not use the Web Site. The right to access and use the Web Site is not transferable to any person or entity. Jane Jolley & Partners, A+ Class, $$$0123A+Class, Inc. may, at its sole discretion, modify or revise these Terms at any time by updating this posting. Users are bound by any such modification or revision and should therefore visit the Terms & Conditions page periodically to review the Terms. YOUR USE OF THE WEB SITE CONSTITUTES YOUR AGREEMENT TO ALL TERMS, CONDITIONS, AND NOTICES CONTAINED HEREIN OR OTHERWISE POSTED ON THE WEB SITE.

Section 1. Changes

Jane Jolley & Partners, A+ Class, $$$0123A+Class, reserves the right at any time and from time to time, to modify or discontinue, temporarily or permanently, the Web Site and any and all features and sections contained therein, with notice to registered users provided via posting to the Website or email, and immediately in the event of technical difficulties. Jane Jolley & Partners, A+ Class, $$$0123A+Class, shall not be liable to any User or to any third party for any such modification, suspension or discontinuance.

Section 2. IP Rights and Ownership

The contents of the Web Site, such as text, graphics, images, audio, video and other material, as well as the underlying html source code of the Web Site ("Material") are protected by copyright under both United States and foreign laws, and are owned or controlled by Jane Jolley & Partners, A+ Class, $$$0123A+Class. Unauthorized use of the Material may violate copyright, trademark, and other laws. User must retain all copyright and other proprietary notices contained in the original Material on any copy User makes of the Material. User may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the Material, in whole or in part or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. User may download Jane Jolley & Partners, A+ Class, $$$0123A+Class, copyrighted material for User's personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of the Material will be permitted without the express permission of Jane Jolley & Partners, A+ Class, $$$0123A+Class, and the copyright owner. In the event of any permitted copying, redistribution or publication of the Material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. User acknowledges that it does not acquire any ownership rights by downloading the Material. The trademarks, logos and service marks (the "Marks") displayed on the Web Site are owned by Jane Jolley & Partners, A+ Class, $$$0123A+Class, or third parties. User is prohibited from using those Marks without the express, written permission of Jane Jolley & Partners, A+ Class, $$$0123A+Class. If User would like information about obtaining Jane Jolley & Partners, A+ Class, $$$0123A+Class,’s permission to use the Material on Your website, e-mail support@debtorcc.org. Jane Jolley & Partners, A+ Class, $$$0123A+Class, and all related logos, whether or not registered, are trademarks belonging to Jane Jolley & Partners, A+ Class, $$$0123A+Class,. All rights reserved. All other trademarks appearing on the Web Site are the property of their respective owners.

Section 3. Links

Jane Jolley & Partners, A+ Class, $$$0123A+Class, may provide links to third party websites. These links are provided solely as a convenience to User and not as an endorsement by Jane Jolley & Partners, A+ Class, $$$0123A+Class, of the contents on such third-party Web sites. Jane Jolley & Partners, A+ Class, $$$0123A+Class, is not responsible for the content of linked third-party sites. Jane Jolley & Partners, A+ Class, $$$0123A+Class, exercises no control whatsoever over such other websites and web-based resources, does not make any representations regarding the content or accuracy of materials on such third-party Web sites and is not responsible or liable for the availability thereof or the content, advertising, products or other materials contained thereon. Jane Jolley & Partners, A+ Class, $$$0123A+Class, shall not be responsible or liable, directly or indirectly, for any damage or loss incurred or suffered by any user in connection therewith. Users acknowledge their use of these third party websites is at their sole risk.

Section 4. Representations and Warranties - Liability Disclaimers

User represents, warrants and covenants that (a) they will use the Web Site for lawful purposes only (b) no information or words of any kind submitted through their registration, while taking the online course, or completing the online evaluation which (i) violate or infringe in any way upon the rights of others, (ii) are unlawful, threatening, abusive, defamatory, vulgar, obscene or profane in the sole discretion of Jane Jolley & Partners, A+ Class, $$$0123A+Class,, (iii) encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or (iv) contains any advertising or solicitation with respect to products or services (without the express prior written approval of Jane Jolley & Partners, A+ Class, $$$0123A+Class,). The Material may contain inaccuracies or typographical errors. Jane Jolley & Partners, A+ Class, $$$0123A+Class, makes no representations warranties or endorsements with regard to the accuracy, reliability, completeness, or timeliness of the Material or about the results to be obtained from using the Web Site and the Material. This website provides information pertinent to sound personal financial/money management practices. It does not represent to provide legal or financial investment advice. User should consult an appropriate professional for legal or financial investment advice tailored for User’s specific situation.

USER EXPRESSLY AGREES THAT USE OF THE WEB SITE IS AT USER'S SOLE RISK. NEITHER Jane Jolley & Partners, A+ Class, $$$0123A+Class, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE WEB SITE WILL RUN UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE WEB SITE. THE WEB SITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS TROJAN BACK DOOR LOGIC BOMB OR ANY OTHER FORM OF MALICIOUS CODE, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. USER SPECIFICALLY ACKNOWLEDGES THAT Jane Jolley & Partners, A+ Class, $$$0123A+Class, IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH USER.

Section 5. Disclaimers of Certain Damages

IN NO EVENT SHALL Jane Jolley & Partners, A+ Class, $$$0123A+Class, AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEB SITE, THE DELAY OR INABILITY TO USE THIS WEB SITE, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF Jane Jolley & Partners, A+ Class, $$$0123A+Class, OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR OR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO USER. IF USER IS DISSATISFIED WITH ANY PORTION OF THIS WEB SITE, OR WITH ANY OF THESE TERMS OF USE, USER'S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE. UNDER NO CIRCUMSTANCES SHALL Jane Jolley & Partners, A+ Class, $$$0123A+Class, BE LIABLE TO ANY USER ON ACCOUNT OF THAT USER'S USE OF THE WEB SITE. SUCH LIMITATION OF LIABILITY SHALL APPLY TO PREVENT RECOVERY OF ANY AND ALL DAMAGES INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL AND EXEMPLARY DAMAGES ARISING FROM ANY USE OF THE WEB SITE, INCLUDING ANY DAMAGES THAT MAY BE INCURRED BY THIRD PARTIES.

Section 6. Indemnity

User agrees to defend, indemnify, and hold harmless Jane Jolley & Partners, A+ Class, $$$0123A+Class, its owners, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from any use of the Web Site and any Material contained therein by User or through User's account, or by User's breach of the terms of this Agreement. Jane Jolley & Partners, A+ Class, $$$0123A+Class, shall provide notice to User promptly of any such claim, suit, or proceeding and shall assist User, at User's expense, in defending any such claim, suit or proceeding. Jane Jolley & Partners, A+ Class, $$$0123A+Class, reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by User. Nothing herein shall apply to actions or claims under the provisions of the United States Bankruptcy Code, 11 U.S.C. Sec. 101 et seq.

Section 7. User Information – Privacy Policy

Jane Jolley & Partners, A+ Class, $$$0123A+Class, is committed to maintaining User privacy. Jane Jolley & Partners, A+ Class, $$$0123A+Class, does, however, gather certain information that User provides to the Web Site. Jane Jolley & Partners, A+ Class, $$$0123A+Class, believes that by collecting this information Jane Jolley & Partners, A+ Class, $$$0123A+Class, is able to provide User with a personalized web experience, and upon completion of the online class, provide a certificate of completion to the User and/or attorney and/or court. The information Jane Jolley & Partners, A+ Class, $$$0123A+Class, requests, is the minimum we believe necessary to achieve this goal. Jane Jolley & Partners, A+ Class, $$$0123A+Class, may use the information it obtains relating to User, including User IP address, name, mailing address, email address and use of the Web Site, for its internal business and marketing purposes. Jane Jolley & Partners, A+ Class, $$$0123A+Class, if requested, may disclose the information to authorized third parties, including the U.S. Trustees or Bankruptcy Administrators in North Carolina or Alabama. For further details on Jane Jolley & Partners, A+ Class, $$$0123A+Class,'s policies for using User information please read our separate Privacy Policy.

Section 8. Payment

You may pay for your order by using Credit, Debit or a Pre-Paid Card (Visa, MasterCard, American Express, Discover). The accepted methods of payment may change at Jane Jolley & Partners, A+ Class, $$$0123A+Class,’s sole discretion. Your card will be authorized for the full amount of your purchase at the time of your order. This may cause an immediate reduction in your funds or increase in your credit line, even if your order is later canceled, as the credit and debit card issuing banks release authorizations at their discretion. Your credit or debit card is generally charged upon receipt of your order. You may request a full refund of the fees paid until your certificate is generated. After your certificate has been generated, no refund will be granted. Refunds are also only granted if requested within 6 months of registration. After the 6 month timeframe, no refund will be granted, regardless of whether a certificate has been generated or not.

Section 9. Validating Registration Information

After you place an order through the Jane Jolley & Partners, A+ Class, $$$0123A+Class, Website, may  check the information you gave us for validity. We may require additional verification or information before creating or sending a certificate of completion. If we reject your registration due to inadequate valid information, we will attempt to notify you by using the contact information you gave to us when you registered.

Section 10. Registration Acceptance/Confirmation

We reserve the right at any time after receipt of your registration to accept or decline your request for no or any reason whatsoever. You will not be charged if we reject your registration, but we will process a refund if a charge has been made against you in error.

Section 11. Authority

By accessing, subscribing, downloading and/or otherwise using the Jane Jolley & Partners, A+ Class, $$$0123A+Class, you (a) certify that you are at least 18 years of age, and that, if you are acting on the behalf of any person or entity, you are authorized to act on behalf of such party, (b) have read this Agreement and have agreed to be legally bound by this Agreement, and (c) agree to all operating rules and policies of Jane Jolley & Partners, A+ Class, $$$0123A+Class, that may be published within this Website.

Section 12. General

All legal issues arising from or related to the use of the Web Site shall be construed in accordance with and determined by the laws of the applicable to contracts entered into and performed within the State of Texas, without respect to its conflict of laws principles. By using the Web Site, User agrees that the exclusive forum for any claims or causes of action arising out of User's use of the Web Site shall be either any state court for or within the State of Texas. User hereby irrevocably waives, to the fullest extent permitted by law, any objection which User may now or hereafter have to the laying of the venue of any such proceeding brought in such a court and any claim that any such proceeding brought in such a court has been brought in an inconvenient forum. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. This Agreement constitutes the entire Agreement between User and Jane Jolley & Partners, A+ Class, $$$0123A+Class, with respect to the use of Web Site. Any changes to this Agreement must be made in writing, signed by an authorized representative of Jane Jolley & Partners, A+ Class, $$$0123A+Class,. The section headings used herein are for convenience only and shall not be given any legal import.

Specific Terms

This page states the Terms and Conditions (the "Specific Terms" or the "Agreement") under which any User ("You") may use the Jane Jolley & Partners, A+ Class, $$$0123A+Class, Web Site located at http://www.Jane Jolley & Partners, A+ Class, $$$0123A+Class, (the "Web Site"). Please read this page carefully. By accessing and using the Web Site, User accepts and agrees to be bound, without modification, limitation or qualification, by both the General Terms & Conditions for use of the Jane Jolley & Partners, A+ Class, $$$0123A+Class, site, and these additional Member Terms. If User does not accept any of the Terms stated here, he/she must not use the Web Site. The right to access and use the Web Site is not transferable to any person or entity. Jane Jolley & Partners, A+ Class, $$$0123A+Class, may, at its sole discretion, modify or revise these Terms at any time by updating this posting. Users are bound by any such modification or revision and should therefore visit the Terms & Conditions page periodically to review the Terms. Each User is responsible for all use of his/her information and is responsible for maintaining the confidentiality of his/her password. These Specific Terms and Conditions incorporate the General Terms of Conditions of the Jane Jolley & Partners, A+ Class, $$$0123A+Class, site by reference. Each User hereby understands that he/she is bound by all General and Specific terms and conditions which may be implemented by Jane Jolley & Partners, A+ Class, $$$0123A+Class, from time to time. YOUR USE OF THE WEB SITE CONSTITUTES YOUR AGREEMENT TO ALL TERMS, CONDITIONS, AND NOTICES CONTAINED HEREIN OR OTHERWISE POSTED ON THE WEB SITE.

 

Section 1.  Registration

To access the online course, User must register at the Website. The User will provide a UserName and PIN. Each User is expressly prohibited from using another User's UserName and PIN without such person's authorization. Failure to comply with the foregoing shall constitute a breach of this Agreement, which may result in immediate termination of that User's authorization. Each User shall be solely responsible for maintaining the confidentiality of their password.

Each User shall notify Jane Jolley & Partners, A+ Class, $$$0123A+Class, of any known or suspected unauthorized use(s) of his/her account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of his/her confidential information.

Section 2. Communication

Jane Jolley & Partners, A+ Class, $$$0123A+Class, reserves the right to send a registered User electronic mail for the purpose of informing User of changes or additions to the Web Site, this Agreement, and any other service provided by Jane Jolley & Partners, A+ Class, $$$0123A+Class,.

Should you require additional support, please email: support@jjandpartners.com

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